At Nebraska State Bank, we understand the unique needs of the Agriculture industry. We are proud to offer a full line of agricultural loans including real estate, equipment, livestock, and operating loans. All credit requests are reviewed by lenders who understand all aspects of agricultural lending. Our experienced staffs of trained specialists are available to assist agricultural customers in developing a financial plan for their unique operation.

FSA(Farm Service Agency Guaranteed & Rural Development Guaranteed) Loans

Nebraska State Bank, Oshkosh, NE is a high performance financial institution located in western Nebraska. Our current lending activities extend into twelve states involving agricultural production in more than 70 different commodities. Our institution has been an active lender in rural areas of less than 50,000 people for 93 years and has specialized in USDA guaranteed loan programs for nearly 30 years. Our primary focus is agricultural lending and business loans with the support of these programs. These programs help Nebraska State Bank to provide more favorable loan terms and conditions for our customers. Some of the benefits are competitive fixed interest rates, loan amortizations up to 30 years, loan maturities up to 30 years, startup financing, funding for operating expenses, funding for expansion, development, modernization, enlargement, equipment acquisitions, land purchases and refinancing. Our unique specialization and bank size allows you quick access to decision makers.

Nebraska State Bank works closely with USDA Rural Development and Farm Service Agency Loan Programs to provide credit needs. It has been rewarding to share in the achievement of thousands of rural success stories. Farm Service Agency and Rural Development has made it possible for Nebraska State Bank to reach a broad diversity of agricultural operations and businesses in large geographical location.

Please contact one of our loan officers to learn more about the benefits, possibilities, and opportunities available with the use of these programs.

Agriculture Loans (As a Preferred-Lender using the FSA guarantee program)

  • Lines of Credit - Terms up to five-years
  • Equipment Loans – Terms up to seven years
  • Cattle Loans – Terms up to seven years
  • Real Estate Loans – Terms up to 30 yearss

Business Loans (Using the Rural Development Guaranteed Program)

  • Equipment Loans - Terms up to seven years
  • Real Estate Loans – Terms up to 20 yearss